Terms of Use

Welcome to speculo.co.nz (together with its subdomains and content, the “Website”). Please read the following Terms of Use carefully before using this Website. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not access or use the Website.

These Terms govern use of the Speculo marketing website only. If your organisation has entered into a separate customer agreement with us for access to the Speculo platform, that agreement governs your use of the platform and takes precedence over these Terms to the extent of any inconsistency.

1. About the Website

The Website is intended to provide you with information about Speculo's products and services, and to enable you to contact us. It does not provide access to the Speculo platform.

2. Modification

We reserve the right to change these Terms at any time. Changes take effect ten (10) days after we post the updated Terms on the Website. Your continued use of the Website after that period means you accept the changes. If you do not accept the changes, stop using the Website.

3. Website access

For as long as these Terms are in effect, we grant you permission to visit and use the Website, provided you comply with these Terms and all applicable laws.

4. Restrictions

You must not:

• copy, distribute, or modify any part of the Website without our prior written authorisation;
• use, modify, create derivative works of, reproduce, display, or disclose any content on the Website except as expressly permitted by these Terms;
• disrupt or interfere with servers or networks connected to the Website;
• use or launch any automated system (including bots or spiders) to access or scrape the Website; or
• circumvent, disable, or interfere with security-related features of the Website.

5. Intellectual property

The content on the Website, including text, graphics, logos, images, and software (collectively, the “Content”), and all trademarks and trade names, are the property of Speculo or its licensors and are protected by applicable intellectual property laws. All rights not expressly granted in these Terms are reserved.

Content on the Website is provided for your information and personal use only. You may not use, copy, distribute, or exploit any Content for any other purpose without our prior written consent. If you download or print any Content, you must retain all copyright and proprietary notices contained in it.

6. Accuracy of information

We aim to ensure the information on the Website is accurate and up to date, but we cannot guarantee that all Content is accurate, complete, or current. We reserve the right to change Content at any time without notice. Your use of any Content is at your own risk.

7. Links

The Website may contain links to third-party websites. We have no control over those websites and are not responsible for their content, privacy practices, or availability. Links do not imply our endorsement. You are solely responsible for your use of any third-party website and you release us from any liability arising from that use.

8. Privacy

We collect and use personal information in accordance with our Privacy Policy and the New Zealand Privacy Act 2020.

9. Warranty disclaimers

To the fullest extent permitted by New Zealand law, the Website is provided “as is” and “as available” without warranties of any kind, express or implied. We do not warrant that the Website will be free of errors, bugs, or security vulnerabilities, or that it will be continuously available. We are not responsible for any consequences arising from technical problems, slow connections, or server overload.

Where you are accessing the Website for the purposes of a business, you agree that the Consumer Guarantees Act 1993 does not apply, to the extent permitted by section 43 of the Consumer Guarantees Act 1993.

10. Limitation of liability

To the fullest extent permitted by New Zealand law, we are not liable for any indirect, special, consequential, or incidental loss or damage of any kind arising from your use of, or inability to use, the Website, even if we have been advised of the possibility of such loss.

Our total aggregate liability for any claims arising under or in connection with these Terms is limited to NZ$100.

Nothing in these Terms limits our liability for fraud, wilful misconduct, or any liability that cannot lawfully be excluded under New Zealand law.

11. Term and termination

These Terms are effective until terminated. We may terminate your access to the Website at any time and for any reason, including for breach of these Terms, without liability to you. If you wish to stop using the Website, simply discontinue your use. The provisions of these Terms that by their nature should survive termination will do so, including sections 5 (Intellectual property), 8 (Privacy), 9 (Warranty disclaimers), 10 (Limitation of liability), and 12 (Governing law).

12. Governing law

These Terms are governed by the laws of New Zealand. The courts of New Zealand have exclusive jurisdiction over any dispute arising out of or in connection with these Terms.

13. General

These Terms constitute the entire agreement between you and Speculo regarding your use of the Website. If any provision is found to be invalid or unenforceable, the remaining provisions continue in full force. Our failure to enforce any right under these Terms does not waive that right.

Contact us

For any questions or notices regarding these Terms: